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padding: 20px;\"><b>\u63d0\u793a\uff1a<\/b>\u5982\u679c\u60a8\u62c5\u5fc3\u6709\u4eba\u5df2\u7ecf\u6b3a\u9a97\u4e86\u60a8\u6240\u4eb2\u7231\u7684\u81ea\u95ed\u75c7\u4eba\u58eb\uff0c\u8bf7\u8ddf\u8e2a\u5e76\u67e5\u770b\u6536\u636e\u4ee5\u4e86\u89e3\u4ed6\u4eec\u7684\u771f\u5b9e\u8d2d\u4e70\u60c5\u51b5\u3002\u8fd9\u662f\u4e00\u4e2a\u8ba8\u8bba\u7269\u54c1\u4ef7\u503c\u548c\u9884\u7b97\u91cd\u8981\u6027\u7684\u597d\u65f6\u673a\u3002 <\/div>\n<p>&nbsp;<\/p>\n<div style=\"background-color: #ed804e; padding: 20px; border-radius: 20px; text-align: center;\">\u8bf7\u6d4f\u89c8<a href=\"https:\/\/marf.org.my\/managing-money-saving\/\" style=\"color: #ffffff; text-decoration: underline;\"><span style=\"color: #ffffff; text-decoration: underline;\"><span style=\"text-decoration: underline;\"><strong>\u81ea\u95ed\u75c7\u4eba\u58eb\u7684\u91d1\u94b1\u7ba1\u7406<\/strong><\/span><\/span><\/a>\u5bfb\u5f97\u4ee5\u4e0b\u8be6\u60c5\uff1a<br \/><a href=\"https:\/\/marf.org.my\/zh-hans\/%e6%8f%90%e9%98%b2%e8%af%88%e9%aa%97\/\" style=\"color: #ffffff; 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padding: 20px;%22><b>\u63d0\u793a\uff1a<\/b>\u4f7f\u7528\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u548c\u7535\u5b50\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u53ef\u4ee5\u8f7b\u677e\u8ddf\u8e2a\u4ea4\u6613\u3002\u8003\u8651\u6bcf\u5468\u5728 GrabPay \u6216 Touch &apos;n Go \u7b49\u7535\u5b50\u94b1\u5305\u5145\u503c\u4e00\u5b9a\u91d1\u989d\uff0c\u4ee5\u76d1\u63a7\u652f\u51fa\u3002\u67e5\u770b\u4ea4\u6613\u6709\u52a9\u4e8e\u4e86\u89e3\u6d88\u8d39\u4e60\u60ef\u5e76\u57f9\u517b\u660e\u667a\u6d88\u8d39\u7684\u610f\u8bc6\u3002  <\/div>\n<div style=%22background-color: #ed804e; padding: 20px; border-radius: 20px; text-align: center;%22>\u8bf7\u6d4f\u89c8<strong><span style=%22text-decoration: underline;%22>\u81ea\u95ed\u75c7\u4eba\u58eb\u7684\u91d1\u94b1\u7ba1\u7406<\/span><\/strong>\u5bfb\u5f97\u4ee5\u4e0b\u8be6\u60c5\uff1a<br \/><a href=%22https:\/\/marf.org.my\/zh-hans\/%e9%93%b6%e8%a1%8c%e8%b4%b7%e6%ac%be%e5%92%8c%e4%bf%a1%e7%94%a8\/%22 style=%22color: #ffffff; text-decoration: underline;%22><span style=%22color: #ffffff; text-decoration: underline;%22>\u8d37\u6b3e\u548c\u4fe1\u7528<\/span><\/a> | <a href=%22https:\/\/marf.org.my\/managing-money-saving\/%22 style=%22color: #ffffff; text-decoration: underline;%22><span style=%22color: #ffffff; text-decoration: underline;%22>\u5b58\u6b3e\u548c\u9884\u7b97<\/span><\/a><\/div>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p style=%22padding-left: 0px;%22>\u6bcf\u6708\u521b\u5efa\u4e00\u4efd\u9884\u7b97\u6e05\u5355\u3002\u5728\u8fdb\u884c\u9ad8\u4f18\u5148\u7ea7\u4ea4\u6613\uff08\u4f8b\u5982\u79df\u91d1\u3001\u6c34\u7535\u8d39\u3001\u7535\u4fe1\u8ba2\u9605\uff09\u65f6\u5c06\u5176\u52fe\u9009\u3002\u4f8b\u5982\uff0c\u5982\u679c\u98df\u7269\u9884\u7b97\u4e3a\u6bcf\u5468 50 \u4ee4\u5409\uff0c\u4f46\u5b9e\u9645\u82b1\u8d39\u4e86 80 \u4ee4\u5409\uff0c\u8bf7\u68c0\u67e5\u4ee5\u4e86\u89e3\u539f\u56e0\u3002\u4f7f\u7528\u997c\u56fe\u7b49\u89c6\u89c9\u6548\u679c\u6765\u8ddf\u8e2a\u652f\u51fa\u3002\u6709\u5982\u9a6c\u6765\u4e9a\u94f6\u884cMAE\u7b49\u7684\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u4e5f\u63d0\u4f9b\u53ef\u89c6\u5316\u5de5\u5177\u6765\u67e5\u770b\u8d44\u91d1\u7684\u53bb\u5411\u3002    <\/p>\n<div style=%22background-color: #6ea6d3; padding: 20px;%22><b>\u63d0\u793a\uff1a<\/b>\u4f7f\u7528\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u548c\u7535\u5b50\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u53ef\u4ee5\u8f7b\u677e\u8ddf\u8e2a\u4ea4\u6613\u3002\u8003\u8651\u6bcf\u5468\u5728 GrabPay \u6216 Touch &apos;n Go \u7b49\u7535\u5b50\u94b1\u5305\u5145\u503c\u4e00\u5b9a\u91d1\u989d\uff0c\u4ee5\u76d1\u63a7\u652f\u51fa\u3002\u67e5\u770b\u4ea4\u6613\u6709\u52a9\u4e8e\u4e86\u89e3\u6d88\u8d39\u4e60\u60ef\u5e76\u57f9\u517b\u660e\u667a\u6d88\u8d39\u7684\u610f\u8bc6\u3002  <\/div>\n<div style=%22background-color: #ed804e; padding: 20px; border-radius: 20px; text-align: center;%22>\u8bf7\u6d4f\u89c8<strong><span style=%22text-decoration: underline;%22>\u81ea\u95ed\u75c7\u4eba\u58eb\u7684\u91d1\u94b1\u7ba1\u7406<\/span><\/strong>\u5bfb\u5f97\u4ee5\u4e0b\u8be6\u60c5\uff1a<br \/><a href=%22https:\/\/marf.org.my\/zh-hans\/%e9%93%b6%e8%a1%8c%e8%b4%b7%e6%ac%be%e5%92%8c%e4%bf%a1%e7%94%a8\/%22 style=%22color: #ffffff; text-decoration: underline;%22><span style=%22color: #ffffff; text-decoration: underline;%22>\u8d37\u6b3e\u548c\u4fe1\u7528<\/span><\/a> | <a href=%22https:\/\/marf.org.my\/managing-money-saving\/%22 style=%22color: #ffffff; text-decoration: underline;%22><span style=%22color: #ffffff; text-decoration: underline;%22>\u5b58\u6b3e\u548c\u9884\u7b97<\/span><\/a><\/div>\n<p>&#8221; content_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font=&#8221;|700|||||||&#8221; title_text_align=&#8221;left&#8221; title_font_size=&#8221;25px&#8221; title_line_height=&#8221;1.1em&#8221; body_text_align=&#8221;left&#8221; body_text_color=&#8221;#FFFFFF&#8221; background_color=&#8221;#0198cf&#8221; text_orientation=&#8221;left&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|false&#8221; title_font_size_tablet=&#8221;26px&#8221; title_font_size_phone=&#8221;19px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; body_font_size_tablet=&#8221;&#8221; body_font_size_phone=&#8221;12px&#8221; body_font_size_last_edited=&#8221;on|phone&#8221; body_line_height_tablet=&#8221;&#8221; body_line_height_phone=&#8221;1.6em&#8221; body_line_height_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_css_toggle_title_last_edited=&#8221;on|phone&#8221;]<\/p>\n<p style=\"padding-left: 0px;\">\u6bcf\u6708\u521b\u5efa\u4e00\u4efd\u9884\u7b97\u6e05\u5355\u3002\u5728\u8fdb\u884c\u9ad8\u4f18\u5148\u7ea7\u4ea4\u6613\uff08\u4f8b\u5982\u79df\u91d1\u3001\u6c34\u7535\u8d39\u3001\u7535\u4fe1\u8ba2\u9605\uff09\u65f6\u5c06\u5176\u52fe\u9009\u3002\u4f8b\u5982\uff0c\u5982\u679c\u98df\u7269\u9884\u7b97\u4e3a\u6bcf\u5468 50 \u4ee4\u5409\uff0c\u4f46\u5b9e\u9645\u82b1\u8d39\u4e86 80 \u4ee4\u5409\uff0c\u8bf7\u68c0\u67e5\u4ee5\u4e86\u89e3\u539f\u56e0\u3002\u4f7f\u7528\u997c\u56fe\u7b49\u89c6\u89c9\u6548\u679c\u6765\u8ddf\u8e2a\u652f\u51fa\u3002\u6709\u5982\u9a6c\u6765\u4e9a\u94f6\u884cMAE\u7b49\u7684\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u4e5f\u63d0\u4f9b\u53ef\u89c6\u5316\u5de5\u5177\u6765\u67e5\u770b\u8d44\u91d1\u7684\u53bb\u5411\u3002    <\/p>\n<div style=\"background-color: #6ea6d3; padding: 20px;\"><b>\u63d0\u793a\uff1a<\/b>\u4f7f\u7528\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\u548c\u7535\u5b50\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u53ef\u4ee5\u8f7b\u677e\u8ddf\u8e2a\u4ea4\u6613\u3002\u8003\u8651\u6bcf\u5468\u5728 GrabPay \u6216 Touch &#8216;n Go \u7b49\u7535\u5b50\u94b1\u5305\u5145\u503c\u4e00\u5b9a\u91d1\u989d\uff0c\u4ee5\u76d1\u63a7\u652f\u51fa\u3002\u67e5\u770b\u4ea4\u6613\u6709\u52a9\u4e8e\u4e86\u89e3\u6d88\u8d39\u4e60\u60ef\u5e76\u57f9\u517b\u660e\u667a\u6d88\u8d39\u7684\u610f\u8bc6\u3002  <\/div>\n<p>&nbsp;<\/p>\n<div style=\"background-color: #ed804e; padding: 20px; border-radius: 20px; text-align: center;\">\u8bf7\u6d4f\u89c8<span style=\"color: #ffffff;\"><a href=\"https:\/\/marf.org.my\/managing-money-saving\/\" style=\"color: #ffffff;\"><span style=\"text-decoration: underline;\"><strong>\u81ea\u95ed\u75c7\u4eba\u58eb\u7684\u91d1\u94b1\u7ba1\u7406<\/strong><\/span><\/a><\/span>\u5bfb\u5f97\u4ee5\u4e0b\u8be6\u60c5\uff1a<br \/><span style=\"color: #ffffff; text-decoration: underline;\"><a href=\"https:\/\/marf.org.my\/zh-hans\/%e9%93%b6%e8%a1%8c%e8%b4%b7%e6%ac%be%e5%92%8c%e4%bf%a1%e7%94%a8\/\" style=\"color: #ffffff; text-decoration: underline;\">\u8d37\u6b3e\u548c\u4fe1\u7528 |<\/a><\/span> <span style=\"color: #ffffff; text-decoration: underline;\"><a href=\"https:\/\/marf.org.my\/managing-money-saving\/\" style=\"color: #ffffff; text-decoration: underline;\">\u5b58\u6b3e\u548c\u9884\u7b97<\/a><\/span><\/div>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;4. \u89e3\u91ca\u6709\u5982\u4fe1\u7528\/\u501f\u8bb0\u3001\u5229\u7387\u3001\u4fdd\u9669\u548c\u6295\u8d44\u7b49\u91d1\u878d\u6982\u5ff5\u3002&#8221; open_toggle_text_color=&#8221;#FFFFFF&#8221; icon_color=&#8221;#FFFFFF&#8221; toggle_icon=&#8221;&#xe04b;||divi||400&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;20px&#8221; open_icon_color=&#8221;#FFFFFF&#8221; open_toggle_icon=&#8221;&#xe04c;||divi||400&#8243; open_use_icon_font_size=&#8221;on&#8221; open_icon_font_size=&#8221;20px&#8221; content_tablet=&#8221;<\/p>\n<p style=%22padding-left: 0px;%22>\u8d44\u91d1\u7ba1\u7406\u548c\u5bf9\u91d1\u878d\u6982\u5ff5\u7684\u57fa\u672c\u7406\u89e3\u5bf9\u4e8e\u72ec\u7acb\u751f\u6d3b\u81f3\u5173\u91cd\u8981\u3002\u7528\u81ea\u95ed\u75c7\u4eba\u58eb\u80fd\u7406\u89e3\u7684\u7b80\u5355\u3001\u6e05\u6670\u7684\u672f\u8bed\u89e3\u91ca\u91d1\u878d\u6982\u5ff5\u3002\u4f7f\u7528\u5177\u4f53\u7684\u4f8b\u5b50\u548c\u89c6\u89c9\u8f85\u52a9\u5de5\u5177\u6765\u5e2e\u52a9\u8bf4\u660e\u8fd9\u4e9b\u6982\u5ff5\u3002  <\/p>\n<div style=%22background-color: #6ea6d3; 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