[et_pb_section fb_built=”1″ _builder_version=”4.25.1″ _module_preset=”default” background_image=”https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Asset-1-2.png” custom_padding=”80px||80px||true|false” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_text_color=”#FFFFFF” header_font_size=”46px” header_font_size_tablet=”30px” header_font_size_phone=”23px” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.2″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”||10px||false|false” da_disable_devices=”off|off|off” locked=”off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row module_id=”types-of-bank-accounts” _builder_version=”4.27.2″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0198cf” header_font_size=”26px” header_line_height=”1.1em” module_alignment=”center” custom_margin=”0px||0px||true|false” custom_padding=”||0px||false|false” header_font_size_tablet=”25px” header_font_size_phone=”25px” header_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” background_color=”gcid-primary-color” text_orientation=”center” height=”135px” custom_margin=”||||false|false” custom_padding=”20px|20px|20px|20px|true|true” link_option_url=”https:\/\/marf.org.my\/ms\/menguruskan-kad-debit-wang\/” custom_css_main_element=”display: flex;||align-items: center;||” border_radii=”on|20px|20px|20px|20px” locked=”off” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}” background__hover_enabled=”on|hover” background_color__hover=”#e27c00″ background_enable_color__hover=”on”]<\/p>\n
Kad debit, kad kredit, pemindahan wang atas talian dan E-dompet<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” background_color=”gcid-primary-color” text_orientation=”center” height=”130px” custom_margin=”||||false|false” custom_padding=”20px|20px|20px|20px|true|true” link_option_url=”https:\/\/marf.org.my\/ms\/menguruskan-akaun-bank-wang\/” custom_css_main_element=”display: flex;||align-items: center;” border_radii=”on|20px|20px|20px|20px” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}” background__hover_enabled=”on|hover” background_color__hover=”#e27c00″ background_enable_color__hover=”on”]<\/p>\n
Bank, akaun bank dan perbankan atas talian<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” background_color=”gcid-primary-color” text_orientation=”center” height=”130px” custom_margin=”||||false|false” custom_padding=”20px|20px|20px|20px|true|true” link_option_url=”https:\/\/marf.org.my\/managing-money-saving\/” custom_css_main_element=”display: flex;||align-items: center;||||||” border_radii=”on|20px|20px|20px|20px” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}” background_color__hover=”#e27c00″ background__hover_enabled=”on|hover” background_enable_color__hover=”on”]<\/p>\n
Penjimatan & Belanjawan<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” background_color=”gcid-primary-color” text_orientation=”center” height=”130px” custom_margin=”||||false|false” custom_padding=”20px|20px|20px|20px|true|true” link_option_url=”https:\/\/marf.org.my\/ms\/lindungi-diri-anda-daripada-terkena-scam\/” custom_css_main_element=”display: flex;||align-items: center;||||||” border_radii=”on|20px|20px|20px|20px” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}” background_color__hover=”#e27c00″ background__hover_enabled=”on|hover” background_enable_color__hover=”on”]<\/p>\n
Lindungi diri anda daripada terkena \u2018scam\u2019<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_text_color=”#FFFFFF” background_color=”gcid-primary-color” text_orientation=”center” height=”130px” custom_margin=”||||false|false” custom_padding=”20px|20px|20px|20px|true|true” link_option_url=”https:\/\/marf.org.my\/ms\/memahami-tentang-insurans\/” custom_css_main_element=”display: flex;||align-items: center;||||||” border_radii=”on|20px|20px|20px|20px” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}” background_color__hover=”#e27c00″ background__hover_enabled=”on|hover” background_enable_color__hover=”on”]<\/p>\n
Memahami tentang insurans<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||||false|false” custom_padding=”30px||40px||false|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”||||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”|600|||on||||” text_text_color=”#0396cd” text_font_size=”16px” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” text_font_size_tablet=”16px” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|tablet” header_font_size_tablet=”26px” header_font_size_phone=”25px” header_font_size_last_edited=”on|desktop” custom_css_free_form=”li{|| line-height: 1.4em;||}||.et_pb_text ul{|| padding-bottom: 0px;||}” global_colors_info=”{}” content__hover_enabled=”off|hover” content__hover=”<\/p>\n
Apakah pinjaman bank?<\/a><\/strong><\/span><\/p>\n Apakah Kos faedah?<\/a><\/strong><\/span><\/p>\n Mengapakah Skor Kredit?<\/a><\/strong><\/span><\/p>\n Apakah Sejarah kredit?<\/a><\/strong><\/span><\/p>\n Mengapakah Skor kredit penting?<\/a><\/strong><\/span><\/p>\n Akibat Skor kredit buruk <\/a><\/strong><\/span><\/p>\n Cara mengekalkan Skor kredit yang baik?<\/a><\/strong><\/span><\/p>\n Bagaimanakah pinjaman bank boleh berguna?<\/a><\/strong><\/span><\/p>\n Bagaimana pinjaman berfungsi?<\/a><\/strong><\/span><\/p>\n “]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”30px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”what-is-a-bank-loan” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Asset-2-1.png” title_text=”Asset 2″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”10px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|tablet” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Pinjaman berlaku apabila anda meminjam wang daripada bank. Anda membuat persetujuan untuk membayar balik wang yang dipinjam kepada bank, berperingkat-peringkat, termasuk jumlah faedah, setiap bulan. Sebagai contoh, jika anda ingin membeli rumah yang berharga RM 300,000, tetapi anda tidak mempunyai wang yang cukup sekarang, anda boleh memohon fasiliti pinjaman daripada bank. Bersandarkan kepada pendapatan dan kemampuan anda pihak bank akan memutuskan tentang jumlah wang yang mereka boleh pinjamkan kepada anda dan anda menggunakannya untuk membeli rumah tersebut.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”what-is-interest-cost” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|tablet” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Faedah ialah wang tambahan yang anda bayar kepada bank untuk meminjamkan wang kepada anda. Kos faedah ini seperti upahan untuk menggunakan kemudahan wang mereka. <\/p>\n Apabila anda mendapat kelulusan pinjaman, bank akan memberitahu anda berapa banyak faedah setahun yang anda perlu bayar. Faedah ini biasanya merupakan peratusan daripada jumlah keseluruhan pinjaman. <\/p>\n Jika peminjam tidak menunaikan pembayaran tepat pada waktu yang ditetapkan, mungkin terdapat lebih banyak caj ditambah kepada kos faedah.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”what-is-a-credit-score” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|tablet” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Skor kredit adalah angka yang menunjukkan tahap keyakinan yang boleh diberikan keatas kebolehan membayar balik wang yang anda pinjam. Tahap keyakinan ini membantu bank dan pemberi pinjaman memutuskan sama ada mereka boleh mempercayai anda untuk membayar balik pinjaman tersebut. <\/span><\/p>\n Skor kredit kadangkala dikenali sebagai penarafan kredit. Skor kredit anda adalah berdasarkan sejarah kredit anda. <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”what-is-a-credit-history” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”||0px||false|false” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Sejarah kredit adalah rekod keseluruhan pinjaman anda dan apakah status pembayaran semula pinjaman tersebut. Ia termasuk: <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||0px||false|false” custom_padding=”5px||0px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”why-is-a-credit-score-important” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”||0px||false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n Jika anda mempunyai skor kredit yang baik, mungkin lebih mudah untuk meminjam wang daripada bank. Anda mungkin mendapat kadar faedah dan terma yang lebih baik untuk jenis pinjaman tertentu. <\/span><\/p>\n Jika anda mempunyai skor kredit yang buruk, mungkin lebih sukar untuk meminjam wang daripada bank. Anda mungkin perlu membayar kadar faedah yang lebih tinggi atau permohonan pinjaman anda boleh ditolak. <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”consequences-of-a-bad-credit-score” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”-9px||-9px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}” custom_padding=”||0px|||”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||0px||false|false” custom_padding=”5px||0px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”20px||0px||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”how-to-maintain-a-good-credit-score” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}” custom_padding=”||4px|||”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size=”17px” min_height=”0px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” text_font_size_tablet=”17px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.7em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n Bayar bil tuntutan pembayaran tepat pada masanya:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||0px||false|false” custom_padding=”5px||13px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size=”17px” min_height=”0px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” text_font_size_tablet=”17px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.7em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n Gunakan kredit dengan bijak:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||0px||false|false” custom_padding=”5px||10px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” text_font_size=”17px” min_height=”14.8px” custom_margin=”||0px||false|false” custom_padding=”||1px||false|false” text_font_size_tablet=”17px” text_font_size_phone=”16px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.7em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n Pantau laporan kredit anda:<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||-18px||false|false” custom_padding=”5px||5px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” min_height=”52px”]<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”what-is-a-bank-loan” _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}” header_font_size_tablet=”25px” header_font_size_phone=”25px” header_font_size_last_edited=”on|desktop” text_orientation_phone=”center” text_orientation_last_edited=”on|desktop”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_id=”how-can-bank-loans-be-useful” _builder_version=”4.27.0″ _module_preset=”default” header_font=”||||||||” header_text_color=”#0396cd” header_font_size=”28px” header_line_height=”1.1em” custom_margin=”0px||0px||true|false” header_font_size_tablet=”26px” header_font_size_phone=”23px” header_font_size_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font=”||||||||” text_text_color=”#58595b” custom_margin=”0px||0px||false|false” custom_padding=”5px||0px|15px|false|false” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” text_line_height_tablet=”1.7em” text_line_height_phone=”1.6em” text_line_height_last_edited=”on|phone” text_orientation_tablet=”” text_orientation_phone=”left” text_orientation_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n\n
Apakah pinjaman bank?<\/strong><\/h1>\n
Apakah Kos faedah?<\/h1>\n
Apakah skor kredit?<\/h1>\n
Apakah Sejarah kredit?<\/h1>\n
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Mengapakah Skor kredit penting?<\/h1>\n
Akibat Skor kredit buruk<\/h1>\n
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Cara mengekalkan Skor kredit yang baik<\/h1>\n
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Bagaimanakah pinjaman bank boleh berguna?<\/h1>\n