{"id":32806,"date":"2024-07-16T02:26:52","date_gmt":"2024-07-16T02:26:52","guid":{"rendered":"https:\/\/marf.staging.edensestagingsprint3.com\/menguruskan-kad-debit-wang\/"},"modified":"2025-03-26T08:28:48","modified_gmt":"2025-03-26T08:28:48","slug":"menguruskan-kad-debit-wang","status":"publish","type":"page","link":"https:\/\/marf.org.my\/ms\/menguruskan-kad-debit-wang\/","title":{"rendered":"Menguruskan Kad Debit Wang"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Design_ManagingMoney_Debit-Cards_banner.jpg&#8221; custom_padding=&#8221;80px||80px||true|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;46px&#8221; header_font_size_tablet=&#8221;30px&#8221; header_font_size_phone=&#8221;23px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Kad debit, kad kredit, pemindahan wang atas talian dan E-dompet<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;none&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|auto|-28px|auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0198cf&#8221; header_font_size=&#8221;26px&#8221; header_line_height=&#8221;1.1em&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; header_font_size_tablet=&#8221;25px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Siri Mengurus Wang<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,1_5,1_5,1_5,1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; height=&#8221;130px&#8221; link_option_url=&#8221;https:\/\/marf.org.my\/ms\/menguruskan-akaun-bank-wang\/&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}&#8221; text_text_color=&#8221;#FFFFFF&#8221; background_color=&#8221;gcid-primary-color&#8221; background_color__hover=&#8221;#e27c00&#8243; background__hover_enabled=&#8221;on|hover&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||||||&#8221; background_enable_color__hover=&#8221;on&#8221;]<\/p>\n<p><span style=\"color: #ffffff;\">Bank, Akaun Bank dan Perbankan Atas Talian<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; height=&#8221;130px&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; link_option_url=&#8221;https:\/\/marf.org.my\/ms\/pinjaman-bank-dan-kredit\/&#8221; sticky_enabled=&#8221;0&#8243; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22%93}&#8221; text_text_color=&#8221;#FFFFFF&#8221; background_color=&#8221;gcid-primary-color&#8221; background_color__hover=&#8221;#e27c00&#8243; background__hover_enabled=&#8221;on|hover&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||||||&#8221; background_enable_color__hover=&#8221;on&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Pinjaman Bank dan Kredit<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; height=&#8221;130px&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; link_option_url=&#8221;https:\/\/marf.org.my\/ms\/menguruskan-kewangan\/&#8221; sticky_enabled=&#8221;0&#8243; text_text_color=&#8221;#FFFFFF&#8221; background_color__hover=&#8221;#e27c00&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||||||&#8221; background_enable_color__hover=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22,%22background_color__hover%22%93}&#8221; background_color=&#8221;gcid-primary-color&#8221; background__hover_enabled=&#8221;on|hover&#8221;]<\/p>\n<p><span style=\"color: #ffffff;\">Penjimatan &amp; Belanjawan<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; height=&#8221;130px&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; link_option_url=&#8221;https:\/\/marf.org.my\/ms\/lindungi-diri-anda-daripada-terkena-scam\/&#8221; sticky_enabled=&#8221;0&#8243; text_text_color=&#8221;#FFFFFF&#8221; background_color__hover=&#8221;#e27c00&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||||||&#8221; background_enable_color__hover=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22,%22background_color__hover%22%93}&#8221; background_color=&#8221;gcid-primary-color&#8221; background__hover_enabled=&#8221;on|hover&#8221;]<\/p>\n<p><span style=\"color: #ffffff;\">Lindungi Diri Anda Daripada &#8216;Scam&#8217;<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; height=&#8221;130px&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; link_option_url=&#8221;https:\/\/marf.org.my\/ms\/memahami-tentang-insurans\/&#8221; sticky_enabled=&#8221;0&#8243; text_text_color=&#8221;#FFFFFF&#8221; background_color__hover=&#8221;#e27c00&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_css_main_element=&#8221;display: flex;||align-items: center;||||||&#8221; background_enable_color__hover=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22background_color%22,%22background_color%22,%22background_color%22%93,%22gcid-heading-color%22:%91%22background_color__hover%22,%22background_color__hover%22%93}&#8221; background_color=&#8221;gcid-primary-color&#8221; background__hover_enabled=&#8221;on|hover&#8221;]<\/p>\n<p><span style=\"color: #ffffff;\">Memahami Tentang Insurans<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||on||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;16px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><a href=\"#debit-cards\"><a href=\"#debit-cards\">Kad debit<\/a><\/a><\/li>\n<li><a href=\"#credit-cards\"><a href=\"#credit-cards\">Kad kredit <\/a><\/a><\/li>\n<li><a href=\"#summary-of-differences-between-debit-cards-and-credit-cards\"><a href=\"#summary-of-differences-between-debit-cards-and-credit-cards\">Ringkasan perbezaan antara kad debit dan kad kredit <\/a><\/a><\/li>\n<li><a href=\"#how-to-pay-for-something-online-using-online-banking-in-malaysia\"><a href=\"#how-to-pay-for-something-online-using-online-banking-in-malaysia\">Cara Membayar Sesuatu Secara Dalam Talian Menggunakan Perbankan Dalam Talian Di Malaysia<\/a><\/a><\/li>\n<li><a href=\"#using-e-wallets\"><a href=\"#using-e-wallets\">Menggunakan E-Dompet<\/a><\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_id=&#8221;debit-cards&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Kad debit<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Debit_Card.jpg&#8221; title_text=&#8221;Debit_Card&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kad debit adalah kad untuk berurus kewangan yang diberi oleh pihak bank apabila anda membuka akaun bank anda.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Perkara utama tentang kad kredit:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Akses ATM: <\/b><\/p>\n<ul>\n<li>Gunakan kad debit anda untuk mengeluarkan wang tunai daripada akaun bank anda di mesin ATM.<\/li>\n<\/ul>\n<p><b>Pembelian barang: <\/b><\/p>\n<ul>\n<li>Gunakan kad debit anda bagi membayar untuk pembelian barang dengan pembayaran tanpa sentuh atau dengan memasukkan PIN anda.<\/li>\n<\/ul>\n<p><b>Dipautkan ke akaun bank anda: <\/b><\/p>\n<ul>\n<li>Kad debit disambungkan terus ke akaun bank peribadi anda.<\/li>\n<\/ul>\n<p><b>Sumbernya wang anda sendiri: <\/b><\/p>\n<ul>\n<li>Apabila anda menggunakan kad debit, sumber wang itu datang terus daripada akaun bank anda.<\/li>\n<\/ul>\n<p><b>Tiada caj faedah:<\/b><\/p>\n<ul>\n<li>Memandangkan anda membelanjakan wang anda sendiri, anda tidak membayar sebarang faedah.<\/li>\n<\/ul>\n<p><b>Transaksi segera: <\/b><\/p>\n<ul>\n<li>Pembayaran dan pengeluaran wang tunai dikeluarkan serta-merta daripada akaun bank anda.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_id=&#8221;credit-cards&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Kad kredit<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px|||||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kad kredit berfungsi sebagai alat yang memudahkan pinjaman kepada anda bagi membeli barangan atau membayar bil, tetapi pinjaman perlu anda bayar balik.<\/p>\n<p>Anda boleh memohon kemudahan kad kredit daripada bank dimana anda mempunyai akaun. Anda boleh juga memohon kemudahan kad kredit daripada syarikat kewangan lain. <\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{%22gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0%22:%91%22background_color%22%93}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; custom_css_main_element=&#8221;align-self: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;align-self: center;||width: 65%!important;&#8221; custom_css_main_element_phone=&#8221;width: 75%!important;&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; header_font_size_tablet=&#8221;22px&#8221; header_font_size_phone=&#8221;22px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong>Apakah maksud kredit?<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Kredit adalah kemudahan kewangan yang membolehkan anda membeli barangan dan membayarnya pada kemudian hari yang ditetapkan.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;width: 35%!important;&#8221; custom_css_main_element_phone=&#8221;width: 25%!important;&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Card1.png&#8221; title_text=&#8221;Card1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;50%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;-100px||||false|false&#8221; custom_margin_tablet=&#8221;-100px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;20px||0px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Perkara utama tentang kad kredit:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Pinjaman wang: <\/b><\/p>\n<ul>\n<li>Kad kredit memudahkan anda meminjam wang daripada bank untuk jangkamasa yang dipersetujui dan pembayaran perlu dibuat pada had tertentu.<\/li>\n<\/ul>\n<p><b>Bil bulanan: <\/b><\/p>\n<ul>\n<li>Setiap bulan, anda akan menerima bil untuk jumlah yang telah anda belanjakan. Anda boleh memilih untuk membayar jumlah penuh atau sebahagian daripadanya dibayar berperingkat. <\/li>\n<\/ul>\n<p><b>Caj faedah: <\/b><\/p>\n<ul>\n<li>Anda mesti membayar sekurang-kurangnya jumlah minimum yang ditetapkan pada bil kad kredit anda atau akan dikena caj faedah yang tinggi.<\/li>\n<\/ul>\n<p><b>Had kredit: <\/b><\/p>\n<ul>\n<li>Anda mempunyai jumlah maksimum yang boleh anda pinjam, dikenali sebagai had kredit anda.<\/li>\n<\/ul>\n<p><b>Bina sejarah kredit: <\/b><\/p>\n<ul>\n<li>Menggunakan kad kredit secara bertanggungjawab boleh membantu membina sejarah kredit yang baik.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||20px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{%22gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0%22:%91%22background_color%22%93}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; custom_css_main_element=&#8221;align-self: center;||width: 65%!important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_tablet=&#8221;align-self: center;||width: 65%!important;&#8221; custom_css_main_element_phone=&#8221;width: 75%!important;&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; header_font_size_tablet=&#8221;22px&#8221; header_font_size_phone=&#8221;22px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong>Apakah maksud Sejarah Kredit?<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Sejarah kredit anda adalah rekod terperinci tentang bagaimana anda mengurus wang yang dipinjam dan membayarnya semula.<\/li>\n<li>Ini termasuk maklumat tentang pinjaman anda, kad kredit dan bentuk kredit lain yang telah anda gunakan, serta sejarah pembayaran anda.<\/li>\n<li>Ketahui lebih lanjut tentang pinjaman dan kad kredit dalam bahagian <strong><span style=\"text-decoration: underline; color: #ffffff;\"><a href=\"https:\/\/marf.org.my\/ms\/pinjaman-bank-dan-kredit\/\" style=\"color: #ffffff; text-decoration: underline;\">Pinjaman Bank dan Kredit<\/a><\/span><\/strong>\n<ul><\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width: 35%!important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;width: 35%!important;&#8221; custom_css_main_element_phone=&#8221;width: 25%!important;&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Card2.png&#8221; title_text=&#8221;Card2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;85%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;-50px||||false|false&#8221; custom_margin_tablet=&#8221;-50px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; positioning=&#8221;none&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_id=&#8221;summary-of-differences-between-debit-cards-and-credit-cards&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Ringkasan perbezaan antara kad debit dan kad kredit<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;gcid-9999f9cb-8b03-49bc-9553-e6ef20594d7d&#8221; custom_css_free_form=&#8221;table {||  font-family: arial, sans-serif;||  border-collapse: collapse;||  width: 100%;||}||||td, th {||  border: 1px solid #dddddd;||  text-align: left;||  width: 33.33%;||  vertical-align: baseline;||  padding: 20px 24px!important;||}||||th {||  background-color: #0198CF;||  color: white!important;||  font-weight: 800!important;||}&#8221; global_colors_info=&#8221;{%22gcid-9999f9cb-8b03-49bc-9553-e6ef20594d7d%22:%91%22text_text_color%22%93}&#8221;]<\/p>\n<div style=\"overflow-x: auto;\">\n<table>\n<tbody>\n<tr>\n<th style=\"width: 25%; text-align: center;\">Ciri<\/th>\n<th style=\"width: 37.5%; text-align: center;\">Kad debit<\/th>\n<th style=\"width: 37.5%; text-align: center;\">Kad kredit<\/th>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\"><b>Sumber <\/b><b>kewangan <\/b><\/td>\n<td style=\"width: 166px;\">Akaun bank anda sendiri<\/td>\n<td style=\"width: 123px;\">Pinjaman daripada bank<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Faedah<\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Tiada bayaran faedah<\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Anda akan dikena caj faedah jika tidak membayar pinjaman sepenuhnya pada waktu yang ditetapkan<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Had berbelanja<\/b><b><\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Jumlah baki dalam akaun bank anda<\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Akan ditetapkan oleh bank<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Bil bulanan: <\/b><b><\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Tiada bil bulanan<\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Bil bulanan akan dikeluarkan<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Ganjaran<\/b><b><\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Jarang diberi ganjaran<\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Ganjaran dalam bentuk \u2018points\u2019 atau pemberian tunai akan diberi daripada masa ke semasa<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Pengeluaran wang tunai di ATM<\/b><b><\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Tiada yuran perlu dibayar <i>(tertakluk kepada polisi bank)<\/i><\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Yuran dan caj faedah akan menjadikan pengeluaran wang tunai tersebut lebih mahal<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 160px;\">\n<p><b>Pengeluaran wang tunai di ATM<\/b><b><\/b><\/p>\n<\/td>\n<td style=\"width: 166px;\">\n<p>Tidak memberi kesan kepada kiraan mata kredit<\/p>\n<\/td>\n<td style=\"width: 123px;\">\n<p>Sikap bertanggungjawab akan membaikkan kiraan mata kredit<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0&#8243; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||20px||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{%22gcid-cab78fbf-9994-4804-91e7-3fc594d72ab0%22:%91%22background_color%22%93}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; 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custom_padding=&#8221;||||true|false&#8221; header_font_size_tablet=&#8221;22px&#8221; header_font_size_phone=&#8221;22px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong>Apakah maksud Kiraan mata kredit?<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kiraan mata kredit atau <em>credit score<\/em> adalah angka yang menunjukkan tahap betapa baiknya anda membayar balik pinjaman anda. Kiraan ini membantu pihak bank memutuskan sama ada mereka harus berpuas hati dengan tabiat meminjam dan membayar balik anda dan terus memberi pinjaman atau memberi anda kemudahan kad kredit.<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><b>Kiraan mata kredit yang tinggi:<\/b> Bermakna anda membayar balik wang tepat pada waktu yang ditetapkan dan bertanggungjawab dengan pembayaran pinjaman.<\/li>\n<li><b>Kiraan mata kredit rendah:<\/b> Bermakna anda mungkin menghadapi masalah membayar balik pinjaman tepat pada waktunya.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width: 35%!important;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|desktop&#8221; custom_css_main_element_tablet=&#8221;width: 35%!important;&#8221; custom_css_main_element_phone=&#8221;width: 25%!important;&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Credit-Score.png&#8221; 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da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0198cf&#8221; overflow-x=&#8221;visible&#8221; overflow-y=&#8221;visible&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_tablet=&#8221;50px|50px|50px|50px|true|true&#8221; custom_padding_phone=&#8221;30px|20px|30px|20px|true|true&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width: 60%!important;||align-self: center;&#8221; global_colors_info=&#8221;{}&#8221; custom_css_main_element_last_edited=&#8221;on|phone&#8221; custom_css_main_element_phone=&#8221;width: 75%!important;||&#8221; custom_css_main_element_tablet=&#8221;width: 60%!important;||align-self: center;&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;28px&#8221; header_font_size_phone=&#8221;22px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong>Perkara penting yang perlu diingat tentang penggunaan kad kredit<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;17px&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;15px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Apabila anda membeli sesuatu menggunakan kad kredit, bermakna pihak bank meminjamkan jumlah tersebut kepada anda.<\/li>\n<li>Anda perlu menjejaki perbelanjaan anda dan membayar bil apabila menerimanya.<\/li>\n<li>Jika anda terlepas pembayaran atau tidak dapat membayar bil anda, ia boleh menyukarkan untuk meminjam wang daripada bank pada masa hadapan.<\/li>\n<li>Jika menghadapi masalah membayar bil kad kredit anda, berbincang dengan pihak bank atau pembekal perkhidmatan kad kredit anda untuk mendapatkan bantuan.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width: 25%!important;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Important.png&#8221; title_text=&#8221;PERHATIAN:&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;140%&#8221; width_tablet=&#8221;140%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Pembayaran dengan menggunakan kad debit atau kad kredit di Malaysia<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-18px|auto|-18px|auto|true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Membayar sendiri[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Kad Kredit \/ Kad Debit<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||-8px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li><b>Di kedai atau pasar raya:<\/b> Berikan kad anda kepada juruwang atau ketuk dengan perlahan pada mesin pembaca kad untuk pembayaran tanpa sentuh.<\/li>\n<li><b>Daftarkan PIN:<\/b> IJika diminta, masukkan PIN 6-angka pada mesin pembaca kad<\/li>\n<li><b>Resit:<\/b> Ambil resit setelah pembayaran berjaya dilaksanakan.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;245.6px&#8221; custom_margin=&#8221;-49px|auto|-49px|auto|true|false&#8221; custom_padding=&#8221;6px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Membayar atas talian[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Kad Kredit \/ Kad Debit<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||-13px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li><b>Pilih barangan:<\/b> Pilih barangan yang anda ingin beli yang terdampar di laman sesawang.<\/li>\n<li><b><em>Checkout<\/em> :<\/b> Pergi ke halaman<em> checkout<\/em>.<\/li>\n<li><b>Masukkan butiran kad:<\/b> Isikan nombor kad anda, tarikh luput dan CVV (kod tiga angka di belakang kad).<\/li>\n<li><b>Sahkan pembayaran:<\/b> Ikut arahan di laman sesawang untuk mengesahkan pembayaran.<\/li>\n<li><b>Kod pengesahan:<\/b> Anda mungkin menerima kod yang dihantar ke telefon bimbit atau e-mel anda, atau pemberitahuan melalui aplikasi bank untuk melengkapkan pembayaran.<\/li>\n<li><b>Pengesahan pesanan:<\/b> Anda akan mendapat mesej pengesahan apabila pembayaran berjaya.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Petua keselamatan untuk menggunakan kad anda<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||-12px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li> <b>Pastikan keselamatan kad anda:<\/b> Sentiasa simpan kad anda di tempat yang selamat.<\/li>\n<li> <b>Pantau perbelanjaan:<\/b> Semak penyata bank atau perbankan dalam talian anda dengan kerap untuk memantau perbelanjaan anda.<\/li>\n<li> <b>Minta bantuan:<\/b> Jika anda keraguan tentang apa-apa perkara, minta bantuan orang yang dipercayai.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Petua keselamatan untuk menggunakan perbankan atas talian<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><b>Pastikan butir-butir khusus anda selamat<\/b><strong>:<\/strong> Jangan sekali-kali berkongi nama pengguna, kata laluan atau kod anda dengan sesiapa sahaja.<\/li>\n<li><b>Pantau transaksi:<\/b> Semak penyata bank atau perbankan dalam talian anda dengan kerap untuk memantau perbelanjaan anda.<\/li>\n<li><b>Minta bantuan:<\/b> <span style=\"font-weight: 400;\">Jika anda keraguan tentang apa-apa perkara perbankan, minta bantuan orang yang dipercayai.<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Safety-tips.png&#8221; title_text=&#8221;Petua keselamatan untuk perbankan atas talian&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;9px|auto|9px|auto|true|false&#8221; custom_padding=&#8221;11px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_id=&#8221;using-e-wallets&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Pengunaan e-dompet<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Jenis-jenis e-dompet[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>E-dompet adalah cara pembayaran tanpa sentuh dan tanpa wang tunai bagi membayar untuk perkhidmatan dan barangan yang anda beli di Malaysia.<\/p>\n<p>Ini adalah antara e-dompet yang paling biasa digunakan di Malaysia:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;55%&#8221; width_tablet=&#8221;55%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/TouchnGo_B.png&#8221; title_text=&#8221;TouchnGo_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Pengangkutan awam, tol jalan raya, kedai jualan runcit dan pasar raya.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Pulangan tunai, diskaun dan promosi khas. Sesuai untuk perjalanan harian[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/GrabPay_B.png&#8221; title_text=&#8221;GrabPay_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Tempahan kereta Grab, penghantaran makanan dan pembekal runcit.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Dapatan mata untuk diskaun dan tempahan kereta percuma[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/Boost_B.png&#8221; title_text=&#8221;Boost_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Kedai, beli-belah atas talian dan membayar bil utiliti.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Pulangan tunai, Syiling Boost untuk ganjaran dan tawaran istimewa<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;55%&#8221; width_tablet=&#8221;55%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/bigpay_B.png&#8221; title_text=&#8221;bigpay_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Beli-belah atas talian, pembayaran dalam kedai dan transaksi luar negara.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Kadar pertukaran yang baik, faedah melancong dan ganjaran.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/ShopeePay_B.png&#8221; title_text=&#8221;ShopeePay_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Beli-belah atas talian Shopee dan beberapa kedai fizikal.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Dapatan Syiling Shopee, dapatan pulangan tunai dan diskaun eksklusif<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||true|false&#8221; border_radii=&#8221;on|30px|30px|30px|30px&#8221; border_color_all=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_all%22%93}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/SPayGlobal_B.png&#8221; title_text=&#8221;SPayGlobal_B&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;75%&#8221; width_tablet=&#8221;75%&#8221; width_phone=&#8221;45%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;||||true|false&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tempat untuk digunakan:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Kedai, beli-belah atas talian dan membayar bil utiliti.[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||true|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Faedah:<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]Pulangan tunai dan tawaran Istimewa[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Manfaat penggunaan e-dompet<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Kemudahan:[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Pembayaran mudah:<\/b> Bayar dengan cepat menggunakan telefon bimbit anda.<br \/><b>Tidak perlu wang tunai: <\/b>Tidak perlu membawa wang tunai, lebih selamat dan kebersihan terkawal<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Ganjaran dan promosi[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Pulangan Tunai:<\/b> Dapatan wang kembali apabila anda membeli sesuatu.<br \/><b>Mata kesetiaan (<em>loyalty points<\/em>) :<\/b> Dapatan mata untuk diskaun dan ganjaran.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Transaksi selamat[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Keselamatan:<\/b> Kaedah pembayaran selamat melindungi wang anda.<br \/><b>Jejaki Perbelanjaan:<\/b> Semak perbelanjaan anda dalam aplikasi<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Berurus belanjawan[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Kewaspadaan perbelanjaan: <\/b>Disediakan pemberitahuan untuk setiap pembayaran.<br \/><b>Penjejakan perbelanjaan:<\/b> Semak dan urus perbelanjaan anda dengan mudah.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Penerimaan menyeluruh[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Penerimaan luas: <\/b>Penerimaan e-dompet di banyak kedai, restoran dan atas talian.<br \/><b>Perkhidmatan bersepadu:<\/b> Bayar untuk pengangkutan, makanan dan bil perkhidmatan semuanya dalam satu aplikasi.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/marf.org.my\/wp-content\/uploads\/2024\/07\/E-wallets.png&#8221; title_text=&#8221;E-wallets&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><b>Penggunaan e-dompet untuk pembayaran di Malaysia<\/b><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Bayar sendiri menggunakan e-dompet[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||-11px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li> <b>Pilih aplikasi e-dompet: <\/b>Buka aplikasi e-dompet yang telah dimuat-turun kepada telefon bimbit anda (seperti Touch &#8216;n Go, GrabPay atau Boost).<\/li>\n<li> <b>Imbas kod QR: <\/b>Imbas kod QR kedai dengan aplikasi e-dompet anda.<\/li>\n<li> <b>Masukkan jumlah: <\/b>Masukkan jumlah yang perlu anda bayar.<\/li>\n<li> <b>Sahkan pembayaran:<\/b> Sahkan pembayaran dengan mengetik butang \u2018pay\u2019.<\/li>\n<li> <b>Resit: <\/b>anda akan melihat mesej pengesahan pada aplikasi anda dan kadangkala anda akan mendapat resit daripada kedai\/restoran terbabit.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-13px|auto|-13px|auto|true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Membayar dalam talian dengan e-dompet[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||-11px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li><b>Pilih item :<\/b> Pilih item yang anda ingin beli di tapak web.<\/li>\n<li><b><em>Checkout<\/em> : <\/b>Pergi ke halaman <em>checkout<\/em>.<\/li>\n<li><b>Pilih e-dompet :<\/b> Pilih pilihan untuk membayar dengan e-dompet anda.<\/li>\n<li><b>Imbas kod QR:<\/b> Imbas kod QR kedai dengan aplikasi e-dompet anda.<\/li>\n<li><b>Masukkan jumlah:<\/b> Masukkan jumlah yang perlu anda bayar.<\/li>\n<li><b>Sahkan pembayaran:<\/b> Sahkan pembayaran dengan mengetik butang \u2018pay\u2019.<\/li>\n<li><b>Pengesahan pesanan: <\/b>Anda akan mendapat mesej pengesahan apabila pembayaran berjaya.<\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;6px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|700|||||||&#8221; text_text_color=&#8221;#0396cd&#8221; text_font_size=&#8221;18px&#8221; header_font=&#8221;||||||||&#8221; header_text_color=&#8221;#0396cd&#8221; header_font_size=&#8221;28px&#8221; header_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;26px&#8221; header_font_size_phone=&#8221;25px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; custom_css_free_form=&#8221;li{ ||   margin-bottom: 3px;  ||}&#8221; global_colors_info=&#8221;{}&#8221;]Petua keselamatan untuk menggunakan e-dompet[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;1.7em&#8221; text_line_height_phone=&#8221;1.7em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><b>Pastikan telefon anda selamat:<\/b> Sentiasa pastikan telefon bimbit dan aplikasi e-dompet anda selamat.<\/li>\n<li><b>Pantau perbelanjaan:<\/b> Kerap menyemak aplikasi e-dompet anda untuk memantau perbelanjaan anda.<\/li>\n<li> <b>Tambah Nilai: <\/b>Pastikan anda mempunyai baki yang mencukupi dalam e-dompet anda sebelum membuat pembayaran.<\/li>\n<li> <b>Minta bantuan:<\/b> Jika anda tidak pasti tentang apa-apa perkara, minta bantuan orang yang dipercayai.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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BelanjawanLindungi Diri Anda Daripada &#8216;Scam&#8217;Memahami Tentang Insurans Kad debit Kad kredit Ringkasan perbezaan antara kad debit dan kad kredit Cara Membayar Sesuatu Secara Dalam Talian Menggunakan Perbankan Dalam Talian Di Malaysia Menggunakan E-Dompet [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"class_list":["post-32806","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/pages\/32806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/comments?post=32806"}],"version-history":[{"count":0,"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/pages\/32806\/revisions"}],"wp:attachment":[{"href":"https:\/\/marf.org.my\/ms\/wp-json\/wp\/v2\/media?parent=32806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}