Malaysian Government Financial Aid and Assistance Schemes for OKU

All Malaysian citizens with disabilities are encouraged to register as an OKU (Orang Kurang Upaya) with the Welfare Department. Details on the OKU registration pathway can be found here. There are seven categories of OKU as per Welfare Department criteria, and persons with autism fall under learning disability.

An autistic person with an OKU card will have access to a range of benefits and privileges (social protection programmes) provided by various government agencies.

NOTE : This is a non-exhaustive list based on JKM’s brochure Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU). The information is accurate as of 17 May 2024. Please check with the relevant agencies for the most current information.

List of Financial Aid and Assistance Schemes

Education

Primary and Secondary Education

Programme / Scheme Source Agency

Financial Aid for Students with Disabilities in Government Primary and Secondary Schools

  • Monthly Allowance: RM150.00
 Elaun Murid Berkeperluan Khas (EMK)
Please check with MOE regarding application details.		 Ministry of Education (MOE)
Programme / Scheme Source Agency

Financial Aid for Students with Disabilities in Government Primary and Secondary Schools

  • Monthly Allowance: RM150.00
 Elaun Murid Berkeperluan Khas (EMK)
Please check with MOE regarding application details.		 Ministry of Education (MOE)

Tertiary Education (Diploma and Above)

Financial aid is provided for students with disabilities following tertiary education (Diploma and above) in public institutions of higher learning (IPTA) and private institutions of higher learning (IPTS). Certificate level programmes in polytechnic and community colleges under the purview of the Ministry of Education are also considered for this financial aid.
Programme / Scheme Source Agency

Full-time Students with Disabilities in IPTA and IPTS

  • Covers tuition fees and allowance
  • Up to RM5,000 per year or RM20,000 for the entire period of study.
 For more information, please visit MOE’s Scholarship website here. Ministry of Education (MOE)

Part-time / Distance-Learning
Students with Disabilities in IPTA and IPTS

  • Covers tuition fees only
  • Up to RM5,000 per year or RM20,000 for the entire period of study

Students with disabilities enrolled in special education programme with Special Skills Certificate (Sijil Kemahiran Khas) in selected polytechnic and community colleges.

  • Covers tuition fees, daily expenses, lodging and study aids.
  • Financial aid amount:
    ◦ RM3,660.00 for semester 1 only
    ◦ RM3,360.00 per semester for semesters 2 to 4

      Students with disabilities enrolled in special education programme with Special Skills Certificate (Sijil Kemahiran Khas) in selected polytechnic and community colleges.

      • Covers tuition fees, daily expenses, lodging and study aids.
      • Financial aid amount:
        ◦ RM3,660.00 for semester 1 only
        ◦ RM3,360.00 per semester for semesters 2 to 4
      		 Information on fees can be found on each course page in OUM’s website. Open University Malaysia (OUM)
      Programme / Scheme Source Agency

      Full-time Students with Disabilities in IPTA and IPTS

      • Covers tuition fees and allowance
      • Up to RM5,000 per year or RM20,000 for the entire period of study.
      		 For more information, please visit MOE’s Scholarship website here. Ministry of Education (MOE)

      Part-time / Distance-Learning
      Students with Disabilities in IPTA and IPTS

       

      • Covers tuition fees only
      • Up to RM5,000 per year or RM20,000 for the entire period of study

      Students with disabilities enrolled in special education programme with Special Skills Certificate (Sijil Kemahiran Khas) in selected polytechnic and community colleges.

      • Covers tuition fees, daily expenses, lodging and study aids.
      • Financial aid amount:
        ◦ RM3,660.00 for semester 1 only
        ◦ RM3,360.00 per semester for semesters 2 to 4

          Students with disabilities enrolled in special education programme with Special Skills Certificate (Sijil Kemahiran Khas) in selected polytechnic and community colleges.

          • Covers tuition fees, daily expenses, lodging and study aids.
          • Financial aid amount:
            ◦ RM3,660.00 for semester 1 only
            ◦ RM3,360.00 per semester for semesters 2 to 4
          		 Information on fees can be found on each course page in OUM’s website. Open University Malaysia (OUM)

          Tax Relief

          Programme / Scheme Source Agency
          For Purchase of Support Equipment
          Tax relief up to RM6,000 for the purchase of basic support equipment for personal use, or the use of OKU who are children, spouse or parents of the taxpayer          		 Pelepasan Cukai – item no. 3 Lembaga Hasil Dalam Negeri (LHDN)
          For OKU Taxpayer
          Personal tax relief of RM6,000 to the OKU          		 Pelepasan Cukai – item no. 4
          For Spouse of OKU
          Personal tax relief of RM5,000 to the spouse of a OKU          		 Pelepasan Cukai – item no. 15
          For Parents of OKU
          Tax relief of RM6,000 to taxpayers with children with disabilities          		 Pelepasan Cukai – item no. 20

          For Parents of OKU
          Additional tax relief up to RM8,000 for parents of the child with disabilities who is under 18 years old, is single and is attending tertiary education in:

          • A recognised higher institute of learning in Malaysia, minimum diploma course; or
          • A minimum bachelor’s degree course in an overseas higher learning institute recognised by the relevant authorities in the country.
            		 Pelepasan Cukai – item no. 20
            Programme / Scheme Source Agency
            For Purchase of Support Equipment
            Tax relief up to RM6,000 for the purchase of basic support equipment for personal use, or the use of OKU who are children, spouse or parents of the taxpayer            		 Pelepasan Cukai – item no. 3 Lembaga Hasil Dalam Negeri (LHDN)
            For OKU Taxpayer
            Personal tax relief of RM6,000 to the OKU            		 Pelepasan Cukai – item no. 4
            For Spouse of OKU
            Personal tax relief of RM5,000 to the spouse of a OKU            		 Pelepasan Cukai – item no. 15
            For Parents of OKU
            Tax relief of RM6,000 to taxpayers with children with disabilities            		 Pelepasan Cukai – item no. 20
            For Parents of OKU
            Additional tax relief up to RM8,000 for parents of the child with disabilities who is under 18 years old, is single and is attending tertiary education in:

             

            • A recognised higher institute of learning in Malaysia, minimum diploma course; or
            • A minimum bachelor’s degree course in an overseas higher learning institute recognised by the relevant authorities in the country.
              		 Pelepasan Cukai – item no. 20

              Transportation and Travel

              Personal Vehicle

              Programme / Scheme Source Agency
              Class A and A1 Driving License

              • For physical disability only>
              • Nominal fee: RM2.00
              		 Permohonan Lesen Memandu OKU Bagi Kelas A Dan A1 Jabatan Pengangkutan Jalan (JPJ)
              Reduction in Excise Duty for National Vehicles, eligibility criteria:

              • Type of Disability: Physical, speech, hearing
              		 Pengecualian 100% Duti Eksais Ke Atas Kenderaan Nasional Bagi Orang Kelainan Upaya Ministry of Finance
              Programme / Scheme Source Agency

              Class A and A1 Driving License

              • For physical disability only>
              • Nominal fee: RM2.00
              		 Permohonan Lesen Memandu OKU Bagi Kelas A Dan A1 Jabatan Pengangkutan Jalan (JPJ)

              Reduction in Excise Duty for National Vehicles, eligibility criteria:

              • Type of Disability: Physical, speech, hearing
              		 Pengecualian 100% Duti Eksais Ke Atas Kenderaan Nasional Bagi Orang Kelainan Upaya Ministry of Finance

              Public Transportation

              Programme / Scheme Source Agency
              KTMB: 50% discount on cash fare rates for every trip KTMB Concession Card or Individual with disabilities concession card info Keretapi Tanah Melayu Berhad (KTMB)
              OKU Smile: Free rides for registered Malaysian OKU on all type of Prasarana-operated trains and buses in Klang Valley, Penang and Kuantan Rapid OKU Smile Prasarana Malaysia Berhad
              50% off domestic flights for Malaysia Airline (MAS) (excludes purchases via online) MAS FAQ section under Disability Assistance Malaysia Airlines (MAS)
              Programme / Scheme Source Agency
              KTMB: 50% discount on cash fare rates for every trip KTMB Concession Card or Individual with disabilities concession card info Keretapi Tanah Melayu Berhad (KTMB)
              OKU Smile: Free rides for registered Malaysian OKU on all type of Prasarana-operated trains and buses in Klang Valley, Penang and Kuantan Rapid OKU Smile Prasarana Malaysia Berhad
              50% off domestic flights for Malaysia Airline (MAS) (excludes purchases via online) MAS FAQ section under Disability Assistance Malaysia Airlines (MAS)

              Parents of Children with Disabilities in Public Service

              Programme / Scheme Source Agency
              Lifetime pension issued to children with disabilities of public servants who have passed away
              1. Pencen Terbitan
              2. Garis Panduan Permohonan Pendaftaran Anak Kurang Upaya Tanggungan Pesara Kerajaan Malaysia
              3. Borang Laporan Pengesahan Anak Kurang Upaya Tanggungan Pesara (JPA.BP.UMUM.B04)
              		 Jabatan Perkhidmatan Awam, Bahagian Pasca Perkhidmatan
              Flexible working hours for public servants to support the needs and welfare of their children with disabilities Waktu Bekerja Fleksi (P. 357,  Sorotan Ilmiah Perkhidmatan Awam) Jabatan Perkhidmatan Awam
              Programme / Scheme Source Agency
              Lifetime pension issued to children with disabilities of public servants who have passed away
              1. Pencen Terbitan
              2. Garis Panduan Permohonan Pendaftaran Anak Kurang Upaya Tanggungan Pesara Kerajaan Malaysia
              3. Borang Laporan Pengesahan Anak Kurang Upaya Tanggungan Pesara (JPA.BP.UMUM.B04)
              		 Jabatan Perkhidmatan Awam, Bahagian Pasca Perkhidmatan
              Flexible working hours for public servants to support the needs and welfare of their children with disabilities Waktu Bekerja Fleksi (P. 357,  Sorotan Ilmiah Perkhidmatan Awam) Jabatan Perkhidmatan Awam

              Health and Medical Benefits:

              Exemption of medical fees in government hospitals include specialists fees, medication and Class 3 ward fees.

              • For more information, please visit the FAQ page on the Ministry of Health’s website.
              • For information on life and medical insurance plans designed for OKU, please see here

              Legal and Administrative Document Application

              Programme / Scheme Source Agency

              Fee Exemptions for issuance of:

              • MyKad
              • Birth Certificate 
              • Death Certificate

              Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU) 
              Please check with JPN for the fee exemption schedule.

              		 Jabatan Pendaftaran Negara (JPN)
              Fee Exemption for Travel Document (Passport) Malaysian International Passport (English / Bahasa Melayu) Jabatan Imigresen Malaysia
              Programme / Scheme Source Agency
              Fee Exemptions for issuance of:

              • MyKad
              • Birth Certificate 
              • Death Certificate
              		 Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)
              Please check with JPN for the fee exemption schedule.              		 Jabatan Pendaftaran Negara (JPN)
              Fee Exemption for Travel Document (Passport) Malaysian International Passport (English / Bahasa Melayu) Jabatan Imigresen Malaysia

              Housing and Property

              Programme / Scheme Source Agency

              Subsidised Home Rental Rates (DBKL)

              Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)
              Please check with DBKL for more information

              		 Dewan Bandaraya Kuala Lumpur (DBKL)
              20% Home Purchase Discount (SPNB)

              Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)
              Please check with SPNB for more information

              		 Syarikat Perumahan Negara Berhad (SPNB)
              Discounted rates for residential fixed line, internet and mobile plans

              Telekom Malaysia Community Unifi

              		 Telekom Malaysia
              Programme / Scheme Source Agency
              Subsidised Home Rental Rates (DBKL) Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)
              Please check with DBKL for more information              		 Dewan Bandaraya Kuala Lumpur (DBKL)
              20% Home Purchase Discount (SPNB) Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)
              Please check with SPNB for more information              		 Syarikat Perumahan Negara Berhad (SPNB)
              Discounted rates for residential fixed line, internet and mobile plans Telekom Malaysia Community Unifi Telekom Malaysia

              General Financial Aid

              Programme / Scheme Source Agency
              For OKU who are unable to work
              RM300 / month              		 Bantuan OKU Tidak Berupaya Bekerja (BTB)(JKM) Jabatan Kebajikan Masyarakat (JKM)
              For Carers of bedridden Persons with Disabilities/Chronic Illness
              RM500 per month              		 Bantuan Penjagaan OKU Terlantar / Pesakit Kronik Terlantar (BPT) (JKM)
              For OKU Workers
              Incentive allowance (EPC)              		 Elaun Pekerja Orang Kurang Upaya (JKM)
              Programme / Scheme Source Agency
              For OKU who are unable to work
              RM300 / month              		 Bantuan OKU Tidak Berupaya Bekerja (BTB)(JKM) Jabatan Kebajikan Masyarakat (JKM)
              For Carers of bedridden Persons with Disabilities/Chronic Illness
              RM500 per month              		 Bantuan Penjagaan OKU Terlantar / Pesakit Kronik Terlantar (BPT) (JKM)
              For OKU Workers
              Incentive allowance (EPC)              		 Elaun Pekerja Orang Kurang Upaya (JKM)

              OKU Entrepreneurs

              Programme / Scheme Source Agency
              Business launching grant JKM Geran Pelancaran (JKM) Jabatan Kebajikan Masyarakat (JKM)
              Fee waiver for business registration and renewal Guideline for New Business Registration & Business Renewal under Skim 1 Orang Kurang Upaya 1 Perniagaan (S1O1P) Suruhanjaya Syarikat Malaysia (SSM) Suruhanjaya Syarikat Malaysia (SSM)

              Financing for business (BUMIPUTRA)

              • Start-up capital
              • Purchase of machinery and equipment
              • Renovation of business premises
              		 Financing Scheme for Persons with Disabilities (OKU) Majlis Amanah Rakyat (MARA)
              BSN Micro-i Madani OKU:
              Micro financing facility              		 BSN Micro-i Madani OKU Bank Simpanan Nasional (BSN)
              Programme / Scheme Source Agency
              Business launching grant JKM Geran Pelancaran (JKM) Jabatan Kebajikan Masyarakat (JKM)
              Fee waiver for business registration and renewal Guideline for New Business Registration & Business Renewal under Skim 1 Orang Kurang Upaya 1 Perniagaan (S1O1P) Suruhanjaya Syarikat Malaysia (SSM) Suruhanjaya Syarikat Malaysia (SSM)

              Financing for business (BUMIPUTRA)

              • Start-up capital
              • Purchase of machinery and equipment
              • Renovation of business premises
              		 Financing Scheme for Persons with Disabilities (OKU) Majlis Amanah Rakyat (MARA)
              BSN Micro-i Madani OKU:
              Micro financing facility              		 BSN Micro-i Madani OKU Bank Simpanan Nasional (BSN)

              Assistive Devices and Disability Equipment

              Programme / Scheme Source Agency

              One-off Financial Aid for Prosthetics or Assistive Devices 

              • Types of equipment covered: prosthetic limb, wheelchair, hearing aid, other support tools, and equipment replacement/repair
              • For a full list of eligible support tools and equipment, please check with JKM office.
              • For more information, please visit JKM’s webpage at Bantuan Alat Tiruan/Sokongan
              		 Jabatan Kebajikan Masyarakat (JKM)
              Exemption of Import Duty for imported replacement (spare) parts of prosthetic limbs / assistive devicesl

              Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)

              Please check with the Ministry of Finance for further details.

              		 Ministry of Finance
              Programme / Scheme Source Agency
              One-off Financial Aid for Prosthetics or Assistive Devices 

              • Types of equipment covered: prosthetic limb, wheelchair, hearing aid, other support tools, and equipment replacement/repair
              • For a full list of eligible support tools and equipment, please check with JKM office.
              • For more information, please visit JKM’s webpage at Bantuan Alat Tiruan/Sokongan
              		 Jabatan Kebajikan Masyarakat (JKM)
              Exemption of Import Duty for imported replacement (spare) parts of prosthetic limbs / assistive devicesl Senarai Kemudahan dan Keistimewaan Kepada Orang Kurang Upaya (OKU)

              Please check with the Ministry of Finance for further details.

              		 Ministry of Finance

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